While the benefit period, elimination period, and definition of disability are essential to consider in any disability policy, there are also some important optional coverages to consider. The most popular (and important) options to consider are:

Residual or Partial Disability
Option to Purchase Additional Disability Insurance
Social Security Rider
Cost of Living Adjustments (COLA)
Refund of Premium

This document was last modified on July 26, 1999

Copyright ©1999, The Jacobs Company, All Rights Reserved